Become A Member > Savings
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Share Savings
Share Savings
The Share Savings account automatically gives you a “share” of ownership in Credit Union of New Jersey and is required for membership. It only requires $5 to open and maintain the account and you’ll earn competitive quarterly dividends on your deposits.
Certificate of Deposit
Certificate of Deposit
CD's offer a fixed rate of return dependent on the term and amount of deposit. There are various terms to choose from giving members the option of choosing how long deposits will be held. CD's offer higher dividends that are credited and compounded monthly.
Kasasa Cash
Kasasa Cash
Earn a really high dividend paid monthly with refunds on ATM withdrawal fees when qualifications are met.
Click here for rewards and qualification details
No monthly maintenance fees and no minimum balance to earn your rewards.
Click here for rewards and qualification details
Kasasa Cash Back Checking
Kasasa Cash Back Checking
Take back banking! Earn cash back on debit card purchases and refunds on ATM withdrawal fees with no monthly maintenance fees and no minimum balance requirements to earn your rewards when qualifications are met.
Senior Checking
Senior Checking
Are you 55 years of age or older? Our Senior Checking is a great way to earn interest and still have access to your money. With our Senior Checking account you will have everything you need to deposit money, transfer funds and pay bills all for free.
Student Checking
Student Checking
Our Student Checking account is great for teens between ages 13-18. Just $5 to open an account and you are on your way to a strong financial base to start building your financial future. With our Student Checking account you will have everything you need to deposit money and transfer funds all for free.
Right Turn Checking
Right Turn Checking
If you have been denied a CU of NJ checking account and/or Debit Card and are looking to get back on the right track, the Right Turn Checking account is the way to start.
NJ Consumer Checking
NJ Consumer Checking
A checking account required to be offered by the New Jersey State Legislature with the purpose of assuring the availability of low-cost, low-volume basic checking services for New Jersey citizens.
Money Market
Money Market
A Money Market account gives you the liquidity of a checking or basic savings account, while offering higher-than-average interest. Plus, interest is compounded, so you earn even more on the account.
Elite Money Market
Elite Money Market
An Elite Money Market account gives you the liquidity of a checking or basic savings account, while offering higher-than-average interest. Open an Elite Money Market account with $25,000 or more and start earning strong dividends that compound monthly.
Premier Money Market
Premier Money Market
The Premier Money Market, just like the Basic and Elite Money Market it gives you the liquidity of a checking or basic savings account, while offering higher-than-average interest but earns the highest of them all. Open a Premier Money Market starting with $50,000.
Kasasa Saver for Cash
Kasasa Saver for Cash
An automatic way to save even more cash with no monthlymaintenance fees and no minimum balance requirements. Earn a highdividend on your Kasasa Saver account that is linked to a Kasasa checkingaccount when monthly qualifications are met.
Kasasa Saver for Cash Back
Kasasa Saver for Cash Back
An automatic way to save even more cash with no monthlymaintenance fees and no minimum balance requirements. Earn a highdividend on your Kasasa Saver account that is linked to a Kasasa checkingaccount when monthly qualifications are met.
Secondary Savings
Secondary Savings
An account for members looking to keep a certain amount of funds separate from their main Share Savings account. It only requires $5 to open and maintain the account and you’ll earn competitive quarterly dividends on your deposits.
Holiday Club
Holiday Club
The Holiday Club allows members to save throughout the year so that funds can be used for Holiday expenses. Holiday Club funds earn quarterly dividends and are disbursed to your Share Savings account in October. Designed to ease anxiety during the stressful Holiday season.
Vacation Club
Vacation Club
The Vacation Club allows members to save throughout the year so that the funds can be used for vacation expenses. Vacation Club funds earn quarterly dividends and are disbursed to your Share Savings account in May. Designed to give piece of mind to members who are planning their summer getaway.
Summer Savings Club
Summer Savings Club
The Summer Savings Club allows those members in the teaching profession to save throughout the school year so that the funds can be used for summer expenses when not receiving a payroll check. Summer Savings Club funds earn quarterly dividends and are disbursed in four equal payouts – two in July and two in August.
Share Savings - High Rate
Share Savings - High Rate
The High Rate Savings account offers an industry best dividend rate on the first $500 in deposits and competitive tiered rates on deposits over $500. It only requires $50 to open and maintain the account and you’ll earn competitive quarterly dividends on your deposits. Specifically designed to help members establish a sound financial savings plan.
