Share Savings
Kasasa Saver for Cash
Kasasa Saver for Cash Back
Kasasa Cash
No monthly maintenance fees and no minimum balance to earn your rewards.
Click here for rewards and qualification details
Kasasa Cash Back Checking
Take back banking! Earn cash back on debit card purchases and refunds on ATM withdrawal fees with no monthly maintenance fees and no minimum balance requirements to earn your rewards when qualifications are met.
Vacation Club
Credit Card: Mastercard
Platinum Card
Best for members seeking the lowest rate
Intro Special: 2.99% for 12 Month on Balance Transfers, Purchases and Cash Advances
Line up to $25,000
Platinum Rewards
Best for members who pay off their balance every month and make many purchases
Intro Special: 5,000 Bonus Rewards Points
Earns rewards for purchases that can be redeemed for travel, merchandise or even cash
Line up to $25,000
Student Card
Best for students between the ages of 18 and 21 who seek to establish credit
Secured Card
Best for members who are looking to establish or re-establish credit
Credit line based on secured amount in a CUNJ share account
Home Equity: Home Equity - Fixed
· Available for Homes in Pennsylvania and New Jersey
· No Application Fee
· Loan Amounts from $5,000 to $500,000
· Various Term Lengths
· Loans up to 90% of your Property’s Value (minus the Mortgage and any Liens)
· Interest May be 100% Tax Deductible*
*Consult your tax advisor for details
Home Equity: Home Equity - Line of Credit
· Available for Homes in Pennsylvania and New Jersey
· No Application Fee
· Loan Amounts from $5,000 to $500,000
· Various Term Lengths
· Loans up to 90% of your Property’s Value (minus the Mortgage and any Liens)
· Interest May be 100% Tax Deductible*
*Consult your tax advisor for details
Unsecured: Personal - Lifestyle
Finance any of your personal needs with our limited time Lifestyle Loan:
As low as 7.24% APR* for 36 Months
As low as 8.24% APR* for 48 Months
As low as 9.24% APR* for 60 Months
No Payment for 90 Days
TERMS AND CONDITIONS: *Annual Percentage Rate (APR) effective as of October 1 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 7.24% for 36 months, 8.24% for 48 months, and 9.24% for 60 months. Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $30.99 per $1,000 borrowed at 7.24% for 36 months. The loan payment is $24.53 per $1,000 borrowed at 8.24% for 48 months. The loan payment is $20.88 per $1,000 borrowed at 9.24% for 60 months. Rates subject to change at any time. Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of "no payment for 90 days offer" will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2023. Interest will accrue during this period. Loan amounts of up to $25,000 are available. Processing fee of $35 will apply.
Unsecured: Personal - Line of Credit
A revolving unsecured loan that allows you to make advances as needed. Access your funds online, at an ATM, using Touch Tone Teller or in person.
Financing up to $25,000
Revolving Credit Line
No Annual Fee
Unsecured: Personal - Signature
Up to 60 Months
Other Secured: Share Secured
Financing up to Balance in Share Account
Up to 60 Months
Auto
Driving a bargain has never been so easy. We’ve got super-low loan rates for new and used vehicle purchases, plus terrific refinancing rates for your current loans.
24 to 84 Month Terms on New or Used Vehicles
Extended Warranties Available
GAP and MRC Insurance for a fraction of the Dealer’s Cost
Learn More About:
Guaranteed Asset Protection (GAP)
Mechanical Repair Coverage (MRC)
Groove Car - Online Auto Research Tool
Vehicle: Motorcycle
Vehicle: Other Consumer
Looking for a loan for a trailer or other vehicle?
Competitive Rates
New or Used
Flexible terms up to 84 Months
New or Used
Flexible terms up to 84 Months
Secondary Savings
Holiday Club
Summer Savings Club
The Summer Savings Club allows those members in the teaching profession to save throughout the school year so that the funds can be used for summer expenses when not receiving a payroll check. Summer Savings Club funds earn quarterly dividends and are disbursed in four equal payouts – two in July and two in August.